Cash Flow Planning

Thirteen-Week Forecasting

A rolling weekly forecast covering receipts, payroll, vendor payments, tax remittances, and debt service gives enough warning to act. Forecast versus actual review each week improves accuracy quickly.

• Weekly receipts and disbursements by category
• Tax remittance calendar built into the forecast
• Scenario view for slower wholesale collection

Working Capital and Inventory

Inventory turns, wholesale receivable aging, and vendor terms determine how much cash is locked in the cycle. Small changes in turns often free more cash than expense reduction.

Cash Handling Controls

Where meaningful cash is handled, dual control, documented counts, sealed transport procedures, and reconciliation to deposits protect both assets and reporting accuracy.

Tax Reserve Discipline

Setting aside estimated federal and state obligations as they accrue prevents the recurring pattern of a profitable year with no cash available at filing.